Travel Insurance – Provincial Health Plan only paid $30K on a $457K travel medical insurance bill!

No matter what your travel plans, make shopping for travel health insurance is an important part of your travel planning. Without proper travel insurance, you may subject yourself and your family to potential risk and huge money losses and potentially personal financial ruin.

The cost of medical treatments and services while travelling can be staggering especially in the USA. Even the most minor injury or illness could cost you thousands of dollars. Think about the following example provided by a leading Canadian travel insurance provider – the cost of medical expenses for a forty four-year-previous who accidentally fell from a ledge was a staggering $457,370. His provincial health only covered 29,149, which means that , without emergency medical travel coverage he would have had to pay out of pocket $428,221!

Many travellers don’t realize that their provincial health arrange doesn’t cover the full cost of medical treatments received outside while travelling outside of Canada. At best, your provincial health plan will only cover tiny portion of your medical emergency costs, usually less than 10%.

When you are travelling away from home even the most minor injuries or illnesses can become a significant expense. Emergency medical travel insurance helps to protect you from the sudden costs which will come with a visit to a doctor or hospital outside of your home country.

The good news is that travel insurance is inexpensive, easy to purchase and will provide coverage for emergency medical treatment and services like:

Emergency Surgery
Emergency Hospitalization
Emergency Ambulance services including Air Ambulance
X-rays, lab test
Prescription drugs

In addition, more comprehensive packages will provide additional benefits such as:

Transportation of a relative to your bedside
Dental treatment in the event of accidents
Vehicle return
Childcare attendant
Meals and accommodation

When you travel, travel Safe & Secure by purchasing your travel insurance policy online from Prime Link www.primelinkinsurance.ca

Mark Anevich
Travel Insurance Expert
LinkedIn Profile

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2 Responses to Travel Insurance – Provincial Health Plan only paid $30K on a $457K travel medical insurance bill!

  1. Nice blog and some interesting information, I found it really by mistake looking for something else. Have bookmarked it and will be back soon.

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